| 
                            About Factoring Accounts Receivable: 
                             
                           Factoring company purchases a business's 
                           commercial accounts receivable, then advances 
                           the cash to fund the business. It's that simple.  
                           This enables the business to have immediate  
                           access of up to 95% of the face value of the invoice.
  Factoring enables a business
                           to offer credit limits  
                           that many larger customers demand, without the  
                           worries or interruption of cash flow. Plus, a full service  
                           factoring company also functions as its clients accounts 
                           receivable department, handling credit reviews, invoice 
                           mailing and processing, and providing collections 
                           services, accounting and reporting.
  Factoring allows businesses to meet their
                           daily cash  
                           flow demands, as well as reinvest in their company  
                           to increase profits. Whether its taking advantage of  
                           supplier discounts, covering payroll, purchasing inventory  
                           or funding marketing efforts, factoring gives the business  
                           back the cash it needs to run efficiently.
  Your Company may benefit from factoring
                           if:
  
                           
                           
                           
                           
                           |   | 
                           Your company is growing |  
                           
                           |   | 
                           
                            Your growth has been hampered by an inability to obtain  
                           adequate financing  |  
                           
                           |   | 
                           
                            You have credit worthy customers who pay invoices within  
                           terms who want you to do more for them  |  
                           
                           |   | 
                           
                            You need to spend less time managing your receivables  
                           and spend more time managing your business  |     |